PERMANENT 30-YEAR FIXED PROGRAM
ASK US ABOUT OUR 0% DOWN AND 5% DOWN OPTIONS!
The advertised loan program is a 30-year fixed rate Conventional loan with an interest rate of 4.990% (5.159% APR). The interest rate quoted assumes a loan at 65% loan-to-value (LTV), a Conventional loan amount of $617,500, a minimum FICO score of 720, with 1.5 discount points, for a primary residence. On a $617,500 loan, the APR would be 5.159% with a monthly principal and interest payment of $3,314.50. With estimated taxes of $538.33 per month and homeowners insurance of $250 per month, the estimated monthly payment would be $4,102.83. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Not all applicants will qualify. Rates and terms are effective 9/4/2025 and are subject to change without notice. This offer is available for a limited time only. All options are not available on all programs. This is an Advertisement. CalCon Mutual Mortgage LLC, dba OneTrust Home Loans is an EQUAL HOUSING LENDER NMLS #46375; Mortgage License – Regulated By The Tennessee Department of Financial Institutions, License # 120261-115; Branch Address: 7209 Haley Industrial Drive, Ste 100, Office #4. Nolensville, TN 37135; Branch NMLS# 1282064 | (nmlsconsumeraccess.org).
Welcome to Locke & Headley Homes, where the warmth of craftsman-style architecture meets the sophistication of modern living, and every detail is meticulously crafted to exceed your expectations. Our Tennessee homes are more than just structures; they are reflections of our unwavering commitment to sincerity and integrity. At Locke & Headley Homes, we believe that building a home is more than just a transaction; it’s a journey of trust, respect, and shared vision. With a deep-rooted belief in treating every customer and team member with respect, we embark on each project passionately and purposefully. Whether you’re looking to purchase from our inventory of exquisite homes or embark on the journey of building a custom home on your lot, our mission remains unchanged: to change lives, one impeccably crafted home at a time.
Gather
Large spaces for cooking and dining
Rest
Relax in a calming bedroom retreat
Pamper
treat yourself to a spa environment at home
Relax
Plenty of open space for the whole family
Quality
Top Quality Craftsmanship
At Locke & Headley Homes, in Columbia, TN, our commitment to top-quality craftsmanship is unwavering. From the rich, intricate woodwork to the flawless, sleek finishes, each detail is meticulously curated to surpass your wildest imaginations. Embracing the timeless allure of craftsman-style architecture and infusing it with modern luxuries, we create residences that soar to new heights of sophistication. You can trust that your home will be a masterpiece crafted with care and precision, promising a harmonious blend of elegance, comfort, and tranquility.
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THE ESTATES OF CARTERS STATION
Our core Values
Sincerity and Integrity in Everything We Do
Doing what’s right and honoring our word, even when no one is watching, is the cornerstone of who we are.
Everyone is Equal
Each customer and situation are unique but are all viewed equally through the same lens. The same can be said about our team, every job is harder than it looks, and we are each no more valuable than the sum of all parts.
Changing lives one Tennessee home at a time
Whether it’s a first-time homebuyer or move-up buyer, each experience has an impact on their lives and the lives of their loved ones and it’s our obligation to provide a positive experience along with a product that we stand behind.